There was a reduction in the number of third party personal injury claims made by ‘white van men’ last year, according to research by the Institute and Faculty of Actuaries (IFoA). However, they still make more claims than private car drivers.
The research looks at data from across the motor insurance industry, focusing on third party injury (TPI) and third party damage.
It reveals that there was a 6% drop in the number of TPI claims made in 2012 by so-called white van men (drivers of commercial non-fleet vehicles), and that on average they claimed £8,985. While this is down 2.1% on 2011, it is still higher than the average claim made by the drivers of commercial fleet vehicles – £8,694.
“Commercial non-fleet vehicles – typically the white van man – was the only sector to see a reduction in the frequency of third party injury claims in 2012, with private car comprehensive and commercial fleet vehicles once again seeing increases,” said David Brown, one of the authors of the IFoA report.
“Despite this decrease the frequency of claims for ‘white van men’ still remains higher than for private cars. However as driving is part of their job it is fair to presume that the white van man should be on the road more than other drivers and as such the likelihood of an accident would be higher,” he explained. “We will be watching with interest to see if this reduction is the beginning of a new trend for this sector or a one off blip.”
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